Credit and Loans
Whether you need cash to make home improvements, purchase a vehicle, go on a vacation, or pay off high-interest credit cards, Talbot Bank has a variety of loan products with terms and rates to fit your needs.
- Real Estate
- Auto, truck, boat
- Overdraft Protection
- Home Equity
To assist you with your financial planning needs, use one of our many financial calculators to determine what options will best fit your budget.
Apply for a Loan
Contact one of our local branches and complete a loan application today!
Convenience, control, and flexibility are just some of the benefits of a Talbot Bank Home Equity Line of Credit. Whether you are buying a car, building an addition, paying college tuition, or want to create a safety net for unexpected expenses, the convenience of a HELOC from Talbot Bank puts you in control of your equity.
|A variable rate equal to NY Prime Rate as published in the Wall Street Journal with a floor of 4.25% Annual Percentage Rate (APR). (The maximum APR is 24%)|
|Closing Costs:||Fees and charges generally associated with HELOCs total between $12 - $3,000 and are due at closing. Borrower must maintain insurance on the property securing the credit. Itemization of fees available upon request. Closing costs may be advanced from initial draw.|
For a complete list of Registered Home-Equity Originators (NMLS), click here.
Personal Credit Cards
Make the Talbot Bank Visa or MasterCard your constant traveling companion by applying today. Some of the great benefits include:
- Travel Accident Insurance
- Travel Reservations
- Travel Discounts
- Travel Dividends
- Emergency Airline Ticketing
- Lost Luggage Locator
- Executive Message Service
For added security for online Visa purchases register through Verified by Visa
For added security for online MasterCard purchases register at Mastercard Secure Code
To apply for a Talbot Bank Personal Visa or MasterCard, contact one of our local branches to complete a credit card application today!