Credit and Loans
Whether you need cash to make home improvements, purchase a vehicle, go on a vacation, or pay off high-interest credit cards, Talbot Bank has a variety of loan products with terms and rates to fit your needs.
- Real Estate
- Auto, truck, boat
- Overdraft Protection
- Home Equity
To assist you with your financial planning needs, use one of our many financial calculators to determine what options will best fit your budget.
Apply for a Loan
Contact one of our local branches and complete a loan application today!
Convenience, control, and flexibility are just some of the benefits of a Talbot Bank Home Equity Line of Credit. Whether you are buying a car, building an addition, paying college tuition, or want to create a safety net for unexpected expenses, the convenience of a HELOC from Talbot Bank puts you in control of your equity.
|A variable rate equal to NY Prime Rate as published in the Wall Street Journal with a floor of 4.25% Annual Percentage Rate (APR). (The maximum APR is 24%)|
|Closing Costs:||Fees and charges generally associated with HELOCs total between $12 - $3,000 and are due at closing. Borrower must maintain insurance on the property securing the credit. Itemization of fees available upon request. Closing costs may be advanced from initial draw.|
For a complete list of Registered Home-Equity Originators (NMLS), click here.
Personal Credit Cards
Make the Talbot Bank Visa or Visa Gold credit card your constant companion. Our card is accepted worldwide yet comes with the personal, friendly service you expect from us. Some of the great features include:
- No Annual Fee
- Local Customer Service
- Online Account Access including electronic statements at My Card Statement
- Balance Transfer Options
- Scorecard Bonus Points Program (Visa Gold)-earn one point for every $1 transaction and your points never expire! Points may be used for travel and merchandise purchases
- Travel Accident Insurance
- Travel Related Discounts
- 90 Day Product Protection
- Identity Theft Victim Assistance
- Vision and Prescription Discounts
For added security for online Visa purchases register through Verified by Visa
To apply for a Talbot Bank Personal Visa or MasterCard, contact one of our local branches to complete a credit card application today!